#1 Trusted Source for
Bank Statement Loans
Over 3 billion Funded (and counting!)
Finally, It Just Got Easier
to Get a Mortgage
Flexible mortgage loans tailored for business owners, entrepreneurs, freelancers, independent contractors, and real estate investors.
Take Advantage of Market-Leading Mortgage Rates
We work tirelessly to secure the most competitive loan rates for you, guaranteeing that you receive the most favorable rates and terms compared to other offerings in the market.
Bank Statement Loans
The Self-Employed Mortgage Solution
- Bank Statement Loan 30 Year fixed rates starting in the low 6’s
- Interest only option, 40-year fixed term, 10-year interest only period
- Loan amounts from $250,000 to $5 million
- Purchase a home with little as 10% down
- Refinance cash-out up to 85% of property value
- Property Types: Single family, condo, townhome, and 2-4 units
DSCR Rental Loans
Simple Qualifying Rental Loans Designed for Real Estate Investors
- DSCR Loan 30 year fixed rates starting in the mid 6’s
- Interest only option, 40-year fixed term, 10-year interest only period
- Loan amounts from $250,000 to $5 million
- Buy or refinance up to 80% of property value
- The title is Flexible: your property can be purchased or refinanced under an LLC, corporation, or your individual name
- Property types: Single family, condo, townhome, and 2-4 unit
Discover the Secrets of
DSCR Loan Rates
Lenders use DSCR to measure how much income your investment property generates compared to the debt you owe. The better the ratio, the more favorable the interest rate! Use our calculator to run your numbers and figure out if your property is a winner.
No-Doc Rental Loans
A Flexible and Fast Way to Finance Investment Property
- Great No-Doc Rental Loan rates
- Purchase, rate & term refinance, cash-out refinance up to 75% LTV or 90% CLTV
- 30-year fixed rate or an interest only option for up to 10 years
- Bridge loans, ideal for short-term solutions, with interest-only payments for 12-24 months
- Loan amounts from $250,000 to $5 Million
- Property types: single family, condos, and 2-4 units
- Short term rentals welcome
- Title is flexible: your property can be purchased or refinanced under an LLC, corporation, or your individual name
Why Choose
HomeLife Mortgage?
Discover the advantages of HomeLife Mortgage. With expertise in bank statement loans, DSCR rental loans, and no-doc rental loans, HomeLife Mortgage stands out. Our dedicated team possesses in-depth knowledge of these specialized mortgage products, guaranteeing you access to the most suitable financing solutions at highly competitive rates. Choose HomeLife Mortgage for unparalleled expertise and tailored financial options.
Darrin and team is superb! I had a stress free less than 30 day closing on my new investment property purchase. They did a “No Doc” loan for me where they only had a credit report requirement. The team is very responsive and kept me updated...
Sharmila S.
I would highly recommend Darrin Seppinni for your loan. I am here to say you do not have to go anywhere else. This great man and his wife Jayne and their staff got my wife and I a loan on a home with a 21 day escrow in the hottest sellers’ market...
Douglas Pettibone
I can't say enough good things about this company. Without them, I'd not be in the new home we dreamed of. As long as my tax returns don't support the mortgage value I need, these guys will be my first call! I've already referred 3 friends.
Sean M.
We used HomeLife for a bank statement loan since we are self employed and this was a fantastic experience! The entire team, Jayne, Darrin, Esther and everyone at HomeLife was a pleasure to work with and super responsive. I would highly recommend...
Amber A.
_Page_01-2.jpg?width=400&name=The%20Ultimate%20Guide%20for%20DSCR%20Rental%20Loans%20(Final)_Page_01-2.jpg)
